The Skepticism Of Future Healthcare Insurance Companies: Is It Fair?

Written By Smridhi Chanda

For several decades, people in the U.S. have grown skeptical regarding the insurance policies and tactics of the Healthcare Industry. Dating back to the early 1900s, people have noticed the common problems and hardships they had to encounter due to the standard policies of insurance coverage. Recent news reports address that problems such as rising healthcare costs, issues with fraud and abuse, lack of security and privacy are just some of the ideas of why people have begun to protest about these issues. Because of the unequal treatment of some companies, people have grown furious and even protested in riots and took significant action. Recently, the death of United Healthcare CEO Brian Thompson had sprung debates from the two sides of this conflict. Is the healthcare system fair and what kind of issues need to be brought up and fixed? Even 100 years isn’t enough to fix the issue that has set back our environment for an extended amount of time.

Regarding the issue of the murder of United Healthcare CEO Brian Thompson, the people who had been justifying this serious action claim that they believe that healthcare is a right. According to Brian P. Simpson, “If health care is a right, then we’re morally obligated to provide health care to people.  And if one is denied health care by an insurance company, this is an injustice and morally wrong”. This belief alone causes many people to think that if they are benefitting from guaranteed access to health care, it would mean forcing doctors and nurses to provide it and for taxpayers to pay for it. Simpson states that this thought alone from a standpoint, is considered wrong and that it “violates the rights and freedoms of these individuals”. So why do some claim these assumptions about healthcare companies? Well for one of the reasons, it can be because of how the healthcare insurance policies have caused problems for the last century as previously mentioned. People have gone off about how frustrating it is to deal with how much they are being benefitted, vs. how much they are actually giving to the company itself.

As much as people confront these matters, people have also been quick to develop solutions as to how future healthcare companies can ensure that their insurance rights will offer a fair price to those who demand it. Simpson addresses this claim by stating, “What we need to have better and less expensive health care is for rights to be protected more in this industry”. In a Reuters article, Whaley, Woffenden, and Mahoney Jr, all state that, “There also remains a continued focus on investments and growth in post-acute care, behavioral health, chronic disease management, telehealth and remote monitoring, and specialty medical practice models.” They claim that within the future of 2025 itself, reforms such as these can make it possible for people to grow into hope of our healthcare companies. With more updated policies and regulations, the insurance industry will be able to safely project its offers to all the customers who feel the need to be properly satisfied for their safety, protection, and overall care.

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Smridhi Chanda
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